Established in 1926, PAT is regarded as the leading source of credit information within the graphic arts community in the northeast and beyond. A well earned reputation for accuracy and integrity results in an unusually high level of cooperation, an advantage that is passed along to members in credit information that is more pertinent, and more to the point than would otherwise be possible. While the heaviest concentration of information is on graphic arts firms in the northeast, the database of over 15,000 active accounts is by no means limited to that area, and contains credit information that is virtually unavailable elsewhere.

How PAT can help you

In a tight economy, with tough competition, it's tempting to take any order, without doing a credit check. But extending credit without adequate information can be extremely risky.

The problem

1. Delinquent accounts and credit losses can be a disaster for a small business
2. Credit checking can be time consuming, awkward, expensive and often fruitless
3. Delaying an order pending credit approval can make you lose the sale
4. Determining how to handle a current customer whose buying or paying habits have changed

The solution

1. A source that can provide the information you need to make profitable credit decisions
2. A source that can help you pre-screen prospective accounts
3. A source that can help you generate new, creditworthy business

If you can avoid just one credit risk, take on just one creditworthy or even marginal new account, , you will likely recoup many times the the low cost of membership. And the ongoing value is limitless, because the more use you make of the service, the more money you save!